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Your dedicated Merrill advisor can help keep you on track with a personalized plan for all of your major life decisions, through thick and thin, regardless of market changes.
The right guidance can unlock new possibilities
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Your Merrill advisor can help you prepare for complex situations, such as retirement, legacy planning and more.
In conjunction with your tax professional, your advisor can help you with tax-aware investing strategies for managing your portfolio.
Your dedicated advisor will be your single point of contact, connecting you with key Bank of America professionals, such as mortgage or trust specialists to help you achieve your goals.
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Earn more rewards with Bank of America Preferred Rewards
Bank with Bank of America and invest with Merrill anytime and anywhere, with Bank of America’s secure mobile app. Transfer money instantly between accounts and keep track of your short and long-term financial goals — all with one login, in the palm of your hand.
As a Preferred Rewards member
2, you can earn exclusive benefits and pricing discounts, all designed around the ways you save, spend, and borrow with Bank of America and invest with Merrill.
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Merrill Advisor Match is a more personalized way to choose an advisor.
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Other ways to invest with Merrill
There is no one-size-fits-all approach to pursuing your goals. Here are some other great options designed to help you achieve more.
A personalized investing experience that gives you helpful guidance, insights and tools to confidently put your investing ideas into action.
An investment advisory program that combines the best features of online investing with a professionally managed portfolio — all at a low cost and low minimum.
Certain banking and brokerage accounts may be ineligible for real-time money movement, including but not limited to transfers to/from bank IRAs (CD, Money Market), 529s, Bank of America Advantage SafeBalance Banking™, Credit Cards and transfers from IRAs, Loans (HELOC, LOC, Mortgage) and accounts held in the military bank. Accounts eligible for realtime transfers will be displayed online in the to/from drop down menu on the transfer screen.
You are eligible to enroll in the Preferred Rewards program if you have an active, eligible Bank of America® personal checking account or Bank of America Advantage Banking account and maintain a three-month average combined balance in your qualifying Bank of America deposit accounts and/or your qualifying Merrill investment accounts of at least $20,000 for the Gold tier, $50,000 for the Platinum tier, or $100,000 for the Platinum Honors tier. The combined balance is calculated based on your average daily balance for a three calendar month period. Bank of America Advantage SafeBalance Banking accounts count towards the checking account and balance requirements, and receive benefits. Bank of America Advantage SafeBalance Banking™ accounts do not count toward the account or balance requirements, and do not receive the fee waivers and other benefits of the program. Certain benefits are also available without enrolling in Preferred Rewards if you satisfy balance and other requirements.
Please review the applicableMerrill Guided Investing Program Brochure (PDF)orMerrill Guided Investing with Advisor Program Brochure (PDF)for information including the program fee, rebalancing, and the details of the investment advisory program. Your recommended investment strategy will be based solely on the information you provide to us for this specific investment goal and is separate from any other advisory program offered with us. If there are multiple owners on this account, the information you provide should reflect the views and circumstances of all owners on the account. If you are the fiduciary of this account for the benefit of the account owner or account holder (e.g., trustee for a trust or custodian for an UTMA), please keep in mind that these assets will be invested for the benefit of the account owner or account holder. Merrill Guided Investing is offered with and without an advisor. Merrill, Merrill Lynch, and/or Merrill Edge investment advisory programs are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated ("MLPF&S") and Managed Account Advisors LLC ("MAA") an affiliate of MLPF&S. MLPF&S and MAA are registered investment advisers. Investment adviser registration does not imply a certain level of skill or training.
The Chief Investment Office (CIO) develops the investment strategies for Merrill Guided Investing and Merrill Guided Investing with Advisor, including providing its recommendations of ETFs, mutual funds and related asset allocations. Managed Account Advisors LLC (MAA), Merrill's affiliate, is the overlay portfolio manager responsible for implementing the Merrill Guided Investing strategies for client accounts, including facilitating the purchase & sale of ETFs and mutual funds in client accounts and updating account asset allocations when the CIO's recommendations change while also implementing any applicable individual client or firm restriction(s).
Investing in securities involves risks, and there is always the potential of losing money when you invest in securities.
This material is not intended as a recommendation, offer or solicitation for the purchase or sale of any security or investment strategy. Merrill offers a broad range of brokerage, investment advisory (including financial planning) and other services. Additional information is available in our Client Relationship Summary (Form CRS) (PDF).
Merrill, its affiliates, and financial advisors do not provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.
Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as “MLPF&S” or “Merrill”) makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation(“BofA Corp.”). MLPF&S is a registered broker-dealer, registered investment adviser, MemberSIPCand a wholly owned subsidiary of BofA Corp.
Trust and fiduciary services are provided by Bank of America Private Bank, a division of Bank of America, N.A., Member FDIC, and a wholly-owned subsidiary of Bank of America Corporation (“BofA Corp.”). Insurance and annuity products are offered through Merrill Lynch Life Agency Inc. (“MLLA”), a licensed insurance agency andwholly-ownedsubsidiary of BofA Corp.
Banking products are provided by Bank of America, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation ("BofA Corp.").
Investment products offered through MLPF&S and insurance and annuity products offered through MLLA.
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